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©2017 BY BERNER AND COMPANY, INC.

10538 Coldwater Road 

Fort Wayne, IN 46845

RESTAURANTS

From Bakeries to Coffee Shops, Fine-Dining to Sports Bars, we are ready to help you find the coverage that you need.

WHAT IS COVERED

 

We provide a broad range of products, depending on your specific needs to give your customers the protection that they need such as:

 

  • General Liability​​

    • slips, falls, cuts, burns, & foodborne illnesses​

  • Commercial Property

    • building, equipment, decor, & computers

  • Liquor Liability

    • liability in the case that patrons have an accident after consuming alcohol

  • Business Interruption

    • continuing operation costs & extra expenses in the even of a loss

  • Employment Practices

    • wrongful employment acts

  • Equipment Breakdown

    • damaged equipment, spoiled goods, & lost income

  • Crime

    • employee theft​

  • Spoilage

    • perishables in the event of a power outage or equipment breakdown​

  • Contamination

    • cost of equipment cleanup, food replacement, medical/vaccination for employees, advertising, & business income

  • Workers Compensation

    • work-related injuries and illnesses​

  • Umbrella

    • large liability losses that exceed the limits on your underlying policies​

 

START HERE

Start the process right here so that we can gather information for your free proposal.  We will help you find the coverages to fit your business.

Request a call

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Call Us:  260.637.1948