Your Ability to Earn is Your Most Valuable Asset 

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If you are like most people, every month you're reminded of just how much depends on a regular paycheck - your car, utilities, rent or mortgage payments - to name just a few obligations. 

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But have you considered the fact that an illness or injury could take away your ability to work and earn an income while these expenses do not go away?

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All income is created in one of two ways, either from people at work or from capital at work. Dividends, interest and appreciation are the products of capital at work. Most people need disability income insurance because they have not accumulated sufficient capital to replace their current income. 

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If you are like most people, your income is the foundation that supports all of your future dreams, hopes and expectations. Your ability to earn an income is truly your most valuable asset.